An insurance policy is a contract between the policyholder and the insurance company. You pay your monthly premiums and in return, the insurer provides financial assistance for covered events. If your insurance company fails to honor the terms of your agreement or comply with standards established by law, you may file a bad faith insurance lawsuit.
What Is Bad Faith Insurance?
An insurance company acts in bad faith when it:
• Willfully denies a legitimate claim with no basis
• Unreasonably delays payment
• Offers an unreasonably low settlement to compensate for damages
• Fails to promptly investigate a claim
• Delays or denies crucial medical treatment
• Improperly interprets your policy language
• Fails to defend
There are several reasons insurers take these actions. Sometimes, the claims investigators are improperly trained. Other times, the insurer is attempting to minimize payments. Regardless of the reason, it is important that policyholders understand their rights and have an attorney on their side.
We have experience analyzing and interpreting all types of insurance policies, including:
• General liability
A Free Consultation – Call Us Today!
We will thoroughly review your policy and aggressively pursue your rights under the agreement. To schedule a free consultation, call us at (843) 651-8580. We handle bad faith insurance claim cases on a contingency fee basis. That means you pay nothing until we are successful on your behalf.